This cover in travel insurance will take care of any compensation towards property damage or bodily injury to any third party and legal expenses related to any such liability arising on you during your travel.
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Hijack Distress Allowance
Under this cover in travel insurance, specified amounts of daily allowances will be reimbursed in case of hijack of the aircraft/ship in which you travel.
Personal Accident Benefit
Health and Travel insurance plans offer accidental death and disability benefits as a standard inclusion or as an additional cover. A percentage of SI or a lump sum amount will be paid for accidental death and specified benefits extended in case of accidental disability.
Passenger Cover is an additional benefit in your car insurance that provides personal accident insurance for unnamed passengers travelling in your car.
PA cover to paid driver
This cover provides personal accident insurance to any paid drivers that you employ temporarily
This is an additional cover that comes handy in case if your car tyres get damaged due to road impact or certain other reasons specified in your policy.
Repair Glass or Windshield cover
This cover keeps your NCB intact in case of a single incident of your car’s windshield (Glass) damage and replacement. The glass replacement is done without any deductions.
This add-on covers your travel cost back home or to nearby destination including any emergency overnight hotel stay if required, in case your car encounters an accident.
Few health insurance plans allow you to undergo treatments abroad, usually excluding US and Canada. This comes as either a standard benefit or an additional benefit. Some insurers allow treatments in US and Canada also with an additional premium.
Extended Cumulative Bonus
Extended Cumulative Bonus (ECB) is an additional cover that offers added cumulative bonus for claim free years. This is over and above any normal cumulative bonus that may be a standard benefit in your health insurance plan.Continue reading “Extended Cumulative Bonus”