Many health insurance policies have a certain capping on per day room rent either limited to a category or as a percentage of Sum Insured. When you avail a room, higher than the eligible category or limit, a proportionate deduction is applied to the overall treatment expenses ie., the overall claim amount will be reduced as a proportion of difference between the eligible and the availed room cost. Only the cost of medicines which are sold at MRP are paid in actuals.Continue reading “Proportionate Deduction”
Posted: September 5, 2019
Be sure you don’t overboard your room rent limit to avoid proportionate deductions in claim.