COVID Insurance is a low cost niche cover introduced by few insurers specific to corona virus infection. Both Fixed Benefit and Indemnity policies are available.
Fixed Benefit: A lumpsum benefit amount varies from Rs.21,000 to Rs.2,00,000 based on the respective insurers’ plans.
Indemnity Policy: Under this policy, you can get cashless treatment in network hospitals up to Sum Insured.
Other Benefits*: Each insurer extends additional benefits unique to each other. Following are the types of additional benefits:
- Daily Cash for 10 days. Double for ICU
- You can choose to add your family members
- Covers job loss during the quarantine period of 15 days
- Health assistance and ambulance aid
- Co-morbidity cover